• 396 Barlow Moor Road, Manchester, England, M21 8BH

about us

At M and S Solutions, we specialize in providing personalized debt solutions to help you regain control of your finances. Our expert team is dedicated to guiding you toward a debt-free future with compassion and professionalism.

  • We listen

    When you’re in debt, talking about it can be hard. Our team will take the time to listen to your concerns.

  • We resolve

    Once you’re ready, we’ll talk you through the IVA process and help make those important next steps.

  • We understand

    We’ve dealt with various circumstances and know the importance of receiving the right support.

  • We can help

    We’ve dealt with various circumstances and know the importance of receiving the right support.

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At M and S Solutions UK, we provide tailored debt solutions designed to help you regain financial control. Whether you're struggling with mounting bills or unmanageable debt, our expert team is here to guide you through options like debt consolidation, IVAs, and more. We're committed to offering practical advice and effective strategies to reduce your debt burden and secure a brighter financial future

Check If You Qualify

M and S Solutions - Your Debt Help

At M and S Solutions UK, we are experts in providing effective debt help and IVA solutions. Our team is dedicated to helping you reduce financial stress, consolidate debt, and find the right path to financial freedom.

IVA

IVA

An Individual Voluntary Arrangement (IVA) is a legally binding agreement to repay your debt affordably, typically over 60 months. It may allow you to write off up to 78%* of your debt.

Debt Management

Debt Management

Debt management helps you consolidate payments into one manageable plan, making it easier to repay your debts over time.

Bankruptcy

Bankruptcy

Usually considered a last resort but can be an effective solution for those in severe financial difficulty, as all debts included are written off.

Debt Relief Order

Debt Relief Order

Debt Relief Order: Usually considered a last resort but can be an effective solution for non-homeowners whose debts can be written off, similar to Bankruptcy. It is aimed at people who cannot make repayments to their creditors, with few assets and up to £50,000 of debt.

Client Testimonials

What debt are you most concerned about?

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Credit Card

Credit from the bank that allows you to pay for goods, typically with a pre-agreed limit.

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Unsecured Loans

Money that you borrow without any collateral eligibility is based on credit score.

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Store Cards

Credit that you have to pay for goods with individual high street shops.

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Overdrafts

Money that you essentially borrow from your bank, usually within an agreed limit.

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Personal Loans

Money that you have borrowed and owe to friends or family.

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Utility Bills

Money that you have borrowed and owe to friends or family.

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Business Debt

Non-personal debt or credit you have taken out on a company card or account.

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Catalogues

Credit you may have taken out for shopping, where payments are spread over a set amount of time.

Call Us for Qucik and Easy Assistance.

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